Direct Mortgage Lending

  • Welcome To Our Web Site. We Will Help You With ...

  • Purchasing A New Home at the Guaranteed Lowest Rates...

  • Get You Out Of Your Option ARM or Refinance Your Underwater Home...

  • A FHA, VA, Conventional or First Time Homebuyer Loan...

  • Whatever your funding needs. We can help. Get Started. Apply Online Today...

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Free Consultation

Complete this 30 second form to receive a no obligation consulation. We will analyze your situation and determine the best solution.

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Welcome To Spectrum Global Financial

We are a direct mortgage lender located in Downtown Orlando, Florida for over 10 years in a building we own. We are a company that is very active in our community and is known for giving a better rate and cost to close than our competitors. You will find that we are the only 5 Star Rated Lender on numerous lender comparison sites.

We are the first and only lender providing Unlimited LTV FannieMae and FreddieMac HARP refinances for primary, secondary or investment homes. We GUARANTEE the LOWEST RATE on any comparable fixed rate product from a licensed lending institution. 
 

We do not collect any Upfront, Junk or Application fees.
 

We are endorsed and listed as the preferred lender for over 1500 Realtors, churches, veterans, police departments, fire stations, teachers, local companies, tv and radio stations. We would love the opportunity to earn your business and show you how mortgages should be provided.

 

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James Nemeh, President of Spectrum Global Financial, is a Licensed Mortgage Lender, Licensed Real Estate Broker, Certified REO Specialist, Certified Short Sale Specialist and FannieMae Approved Purchaser (less than a handful are approved by the government for that honor). He has spent the past decade forming relationships with a multitude of lenders to provide the largest assemblage of loan products at the lowest possible rates and cost to close for consumers.  

First-Time Homebuyers

Low Interest Rates, Low Down Payments and Much More. Contact us for First-Time Homebuyer Programs!

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Refinance Your Underwater Home

Owe more than your home is worth? See if you are eligible for a government (HARP 2.0) refinance today! 

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Located in the heart of "The City Beautiful" Downtown Orlando

 

Find Your Payment



Term Rate APR Payment
5 Yr ARM 2.67% 3.06%
15 Yr Fxd 2.83% 3.22%
30 Yr Fxd 3.54% 3.95%

Community Involvement

Programs We Support

Spectrum Global Financial and our staff believe in giving back to the community.

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